Step 1- Decide to buy:
There is never a wrong time to buy the right home.A home purchase is an important step that can provide many advantages. Purchasing your own home is a great investment that can deliver several financial benefits – equity build up, value appreciation, automatic savings plan – not to mention a new sense of pride!
Start looking at your options today.Contact us and we are committed to helping you make your dream come true; we will
1.Educate you about the current conditions of the market.
2.Analyze what you want and what you need in your next home.
3.Coordinate the work of other needed professionals throughout the process.
4.Guide you to homes that fit your criteria and budget.
5.Negotiate on your behalf to get you the best deal possible.
6.Check and double-check paperwork and deadlines.
7.Inform and discuss with you, and suggest solutions solve any problems that may arise.
Step 2- Secure Financing
To make the financing process as painless as possible, We will introduce you to the preferred financing consultant. This professional will work with you and your agent to make sure the financial aspect of your home purchase is stress free. We will
1.Guide you to an appropriate price point.
2.Keep you informed and updated of the entire financial process throughout your purchase.
Step 3: Find Your Home
So we have met at this point and we have presented our buyer program in person; now you’re ready to begin your search. But how or where do you start? There are a lot of different styles homes out there, and diving in without a guide can become overwhelming and confusing. We will more accurately pinpoint homes that fit your criteria.
You’ll learn as you look at homes, your priorities will probably adjust along the way.
Step 4: Make an Offer
Once we’ve found a home you love, the next step is deciding on a price. It’s important to remember that a home is an investment. As your trusted Realtor we can give you information on other properties in the neighborhood to help you ensure you make an informed decision when it comes to price.
Some things to consider when deciding on the best price point are:
1.List price – Start with the price point that the home is listed at. This will give you a base when looking at the home’s value.
2.Market Analysis – Comparable home values in the neighborhood to help you decide if the price point is on par.
3.Improvements – We can give you a list of improvements made to the home and help you determine its market value.
Step 5: Perform Due Diligence
Knowing what work has and has not been done to your home is important information to have in the buying process. While updates can increase your home value, damages can take money out of your pocket. Your main concern is the possibility of structural damage, which can come from water, shifting ground or poor construction.
Very often a problem appears to be big but can be fixed with very little effort and not a huge budget and vise-versa.
Step 6: Close
Once you’ve determined a price point you’re comfortable with, you’re in the “home” stretch! But, in order to ensure that you don’t put the property purchase at risk, you have a couple responsibilities that you’ll need to keep in mind:
1.Staying in control of your credit and finances – Do not make any large purchases during this time. It’s important to keep your financials steady throughout the buying process. Talk to your financial consultant for guidance.
2.Keeping in touch with your agent and financial consultant – It’s important to stay in constant communication. Be sure to return all phone calls and complete paperwork promptly. Also, don’t be afraid to ask questions. Your team is there to help you!
Step 7: Protect Your Investment
Congratulations, and welcome home! The home-buying process is complete, which means it’s time for your maintenance plan! It’s now your responsibility, and in your best financial interest, to protect your investment for years to come. Performing routine maintenance on your home’s systems is always more affordable than having to fix big problems later. Be sure to watch for signs of leaks, damage, and wear.
And remember, just because the sale is complete, your relationship with us doesn’t need to end, As your REALTOR 4 LIFE, We will still help you – providing information on the real estate market, finding contractors and repair services, and even tracking your home’s current value.